Silver State Health Insurance Exchange
Nevada businesses with 50 or fewer full-time employees in 2014 will be able to use Nevada Health Link's SHOP (Small Business Health Options Program) to purchase health insurance for their employees. Small business owners who use SHOP will have a variety of tools at their fingertips to select and administer all of their health insurance benefits.
Required Notice to Employees Regarding the Exchange
The regulations surrounding the
Affordable Care Act require that employers send a notice to all employees informing
them of the existence of the Exchange and the ability to purchase health
insurance on the Exchange. The regulations requires that this notice be delivered to employees by October, 1
Silver State Health Insurance Exchange has prepared two model templates that
employers may use to meet the requirements of the Affordable Care Act
Implementation Part XI.
first template “Employee Notice 1” may be used by employers that currently
provide Minimum Essential Coverage (MEC) to their employees.
second Template “Employee Notice 2” may be used by employers that do not
provide MEC to their employees.
may take the sample templates and place them on company letterhead and
distribute to employees. Employers
should keep a copy of the notice along with the date distributed and method of
distribution for their records. The
address and telephone number for Nevada Health Link are listed as To Be
Determined, as soon as the Customer Service Center is open, the information
will be available on nevadahealthlink.com.
you require further assistance or have questions regarding the Employee notice,
please contact the Exchange at (775) 687-9939
If you would like information on the federal templates available in Spanish, you may access them here:
Shared Responsibility Mandate Delayed until 2015
The delay of the employer mandate to provide health insurance coverage has given Nevada's businesses another year to prepare for the changes but has not changed the requirement for all individuals in the US to purchase a health insurance policy. Employees of businesses who do not provide coverage will have to purchase health insurance on the private market, on the individual exchange or enroll in a spouses plan to avoid a penalty on their 2014 income taxes. Businesses in Nevada can use this additional year to assess their options and weigh the benefits of providing health insurance to employees against the costs associated with not providing coverage.
Employer Business Guidelines